Finance and health...

Lately, i personally experience the importance of health when i witnessed with my own pair of eye what a very sick person went through and suffered, when our health is down! life is like a living hell...last few days i went to The Sultan Aminah General Hospital in Johor Bahru, i did not step to this place for long time not untill a relative of mine admitted to this hospital recently. The moment when i enter my foot step into the wart unit on 2n floor ...my heart scrinched ..my drowsy and i perspired, is a living hell!!! the sick's people with all kind of symtoms ..like leg with pulse cause by diabetic, stroke cant move rely on wife to take care..liver contain water excess amount..gosh you name it ..they have it but not until you see it with your pair of eye! The place ''hospital'' so dirty and not hygiene at all ..even good healthy person also can get sick staying in this type of place, I hope the government please do some good will for their hospital..is like a refugees camp more then a plac eforthe sick to get cure, honestly. The nurses thre also like '' cant be bother type of attitude''...my relative need a immediate dialysis for his overall body that day and i heard the doctor told me this '' you all his relative ? pls send him to private specialist today..i mean now to have an emrgency operate on his chess and he need to dialysis too as well or else he will be dying very soonnnn, pls do it at the specialist as well'' the doc said to us..we was so shock to hear this...i was thinking ..is this hospital? my cousin his financial is not that wll that is why he admitted to the general hospital  ..and the doctor in the general hospital incharge of him said they cant do anything for my cousin, he need to send to specialist hospital immediately cause the general hospital doctor wont perform opration on him cos hospital too many patients already, Gosh ! my heart cold for a while........immediately my sister and me send my cusin to the specialist centre that day recommended by that doctor.
Dear...i fall sick when i reach home,  served a really unforgettable experience for me. Paying the money to the big shark doctor in specialist is anothr experience ..the '' pay first, no pay no time to entertain attitude''. I swear if anything happen to me..though i have my medical insurance coverage insured, i will never #=#%want to go to this specialist dc.chin wisma maria specialist.Even his own nurse told me right to my eye in mandarin '' dr. chin only see $$$ he dont care much''. What a world now...we all reaaaaally need to take good care of our health and live with much love in our heart, is the best medicine in the world...not forget to be happy form inside out :D  i just believe what the Bible said '' what you sow..shall you reap''...sorry to said this ..'' if one day this rich shark doctor son fall sick and even his own hand and money cannot save his own belove son then probably this rich shark will remorse hopefully...

melaka trip on Deepavali 26th October...

Favourite cendol durian store i  like in Melaka...the taste of real durian , they put real durian ! so good the desert : ))

Zoe so happy, you see her smile....

 Benny finally smile when have a chance to sit down and relax with a plate of durian cendol too...after a long drive from Johor Bahru:D

                     this pic took in JLN DOBI, Johor Bahru...look's unique and beautiful from outside this old building but nothing inside! and saw some prostitute around this area...shouldnt leave this place ruin like that! this street served some historical story too,if the government is good, they should beautyfy it and promote this area to a tourist spot for Johor Bahru...regardless of race and religion, right?

6.5 sen per unit for the Amanah Saham Wawasan 2020 for the financial year ending 31st August, 2011.

not bad  at least we can have this from the goverment, though we cant get a fair share as the bumiputera..or else the bank pay the public FD like we are beggar!!! my prediction is right ..ASW 2020 is higher then ASM! this year...

by million dollar blog
Amanah Saham Nasional Bhd (ASNB), announced a dividend of 6.5 sen per unit for the Amanah Saham Wawasan 2020 for the financial year ending 31st August, 2011.
The dividend is an increase of 0.15 sen per unit compared with the 6.35 sen dividend given in 2010. Kindly refer to “Historical ASW2020 Dividend Rate” for previous year dividend.
The dividend will involve a payout of RM909.05 million. The figures is 17.72 percent higher than the payment of RM772.19 made in 2010.
As at Aug 15, 2011, ASW 2020 registered a gross income of RM1.158 billion

a good actress and a fantastic manipulator!!!

in my office i have witness with my own pair of eye, 3 ungrateful person right infront of my eye! 2 clerk and 1 manager. Is already 12.41 am now yet i still havent go to bed, maybe soon after this...

Im a very simple person and rather too compassionate some times, forget about the 30 years old manager but lets talk the present incident, i realised that the youngter's now is very diffrent, or maybe what appear ...to me this generation their mentality are very very  selfish/very ungrateful and not truthful but a fantastic drama actress and actor hahaha :D just what i hv seen, i hope i would not forget this...here it is,ok we have a chinese clerk in the office just turn 23 years old last month, the first day she came to work with us a year ago, she was  so innocent and ignorant looking type always complain to me all the colleaque bully her that and this.. a year ago...after a year she review her true color infront of me to my Chairman, she yell in a very rude and shrewed manner not forget cunninggg too!
I cant imagine... she actually came to my house early in the morning instead of going to the office as she is the only person we put her incharge of collection & account ~ important role , i truely give her a lot of opportunity to grow in our place and a very good salary too. At the end of the day she was bought over by corrupt money from the contractor to treaten me to ither take the project offer from this company or she leave now ! ...what a treaten??? hahaha i wish her goodbye, honestly i even to this extend forgive her thinking she might regret what she did but no ! her color fly all over the office when she need to wait for her salary on the 7th this month, after that she just missing...we decide to sue her in the labor office and she also took some of our things, so the Chairman lodge a police report.
Just cant judge a book by it's age and look.... this time i truly learn something, since this is the 3rd person i see in the office trying to cheat money and most of them decent look, soft spoken & young child voice not forget 22 yrs of age only..well well  good night :)P

AS 1 Malaysia dividen distribution for 2011.. not bad , better than bank interest or EPF right?

By Million Dollar Blog
Amanah Saham Nasional Berhad (ASNB), announced a dividend of 6.50 sen per unit for Amanah Saham 1Malaysia (AS 1Malaysia) for the financial year ended 30th September 2011.
This second dividend is 0.12 sen per unit higher when compared with 6.38 sen per unit announced for 2010. Kindly refer to “Historical AS1 Malaysia Dividend Rate” for previous year dividend.
The dividend will involve a total payment of RM311.27 million and will benefit 270,598 unit holders which currently hold 5.49 billion units of AS 1Malaysia.
As of 20th September 2011, AS 1Malaysia has recorded a gross income of RM405.67 million. Profit from the sale of shares contributed RM205.99 million or 50.78%; dividend income from investee companies contributed RM152.48 million or 37.59%, and RM47.20 million or 11.63 % is derived from investment in short term instruments and other income.
The dividend calculation of the AS 1Malaysia will be based on the average monthly minimum balance held throughout the financial year of the fund.
The dividend will be automatically credited into the unit holders’ accounts on 1st October 2011. In order to facilitate the dividend payment, all transactions for AS 1Malaysia has been suspended starting 21st September 2011 to 2nd October 2011.
Unit holders will be able to update their accounts at ASNB head office, ASNB branch or ASNB agents starting 3rd October 2011.
Unitholders who invest in AS 1Malaysia through the Employees Provident Fund (EPF) Members’ Investment Scheme will have their income distribution credited directly into their EPF accounts.
AS 1Malaysia is a fixed price fund with a size of 10 billion units. Fifty percent of the approved size is open for Bumiputera investors, 30% is allocated to Chinese, 15% for Indians and the rest for other Malaysians.


<><><><>

Unit Distribution	No of Unitholder	Total Unit
less than 5,000	164,987	176,280,104
5,001 – 10,000	26,898	235,494,942
10,001 – 50,000	53,648	1,575,387,813
50,001 – 500,000	13,213	1,517,271,850
more than 500,001	416	519,350,588
Total	551,918	11,209,799,778

a little stress lately..all due to work

 

beautiful floral right infront of my window at home..

Loke-loke love Benny....

maybe time to snap a few pics for my cutie will do some miracle on my conjested brain! lets snap and paste it here...

Amanah Saham Malaysia paid dividen of 6.38% for 2011 on March ..

and I'm wondering how much will ASW 2020 WILL BE PAID  on August?? What do you think? better then ASM or lower?? I think probably higher ..I'm a very optimistic person :Dy..

Dividend Rate Since year 20011

Year  /  Dividen

2011 - 6.38%


2010 - 6.30

2009 - 6.25

2008 - 7.80
2007 - 6.80

2006 - 6.75
2005 - 7.20

2004 - 7.00
2003 - 6.60

2002 - 7.00
2001 - 7.80

Thinking what to do after the AGM on Sept. 2011

Been in the Committee for nearly 3 years 3 months already, they paid me an allowance as well a salary as the manager here not much money but i earned a lot of freedom. I truly enjoy the work for this 2 years not the fisrt year, i will miss my members and the work but too bad the law dont allowed same person to be in the mc for more than 3 terms.The next election is coming soon, what to do after AGM??? Be my own boss heheheh..hope my dream come's true....

Know your right as a buyer's

Hi dear everybody, recently i happen coincidentally spot a property which initially i thought is a good buy. Later..the broker got his key for the houses there ..then i was told that all the 10 houses belongs to BUMIPUTRA lot..never mind later when i went in ..discovered is a TERMITE invaded property..worse the broker told me in his tactful way..that "the price is RM 220 K ...When you sign the S / P is written RM 210k , the other 10k are for my company , is that fine with you? he asked?i replied no..i need a deduction on the commis$$$ion!" 10k pay from a buyer to a broker??? is illegal !!! in my heart said...but the broker insist his 10k! or else no deal!...i asked him to go to hell!!! According to the law , only a seller is illegible to pay a broker fees of 1-3 % maximum, not from buyer. Unless if the buyer want to give maybe 1%.
Good bye to this house...well actually i like the location of this property but too bad is a bumilot with restrictions and broker play dirty!..
For time being, i wont be looking for property...i actually love to stay in my present apartment ...is really a very nice little home :))

i miss writing and updating my post...

hi my dear readers...im now on a very important project..i call it life project..suceed in this project..??? will see still a long way to go.....

latest pictures in Chinese New Year..

Zoe, wondering how mummy..sudenly hv the urge to snap pics ..i can sense what Zoe is thinking . loke-loke on diet...slimmer now

Jonker street, wonder why the people so like to watch my puppy?#?

maybe they surprised the owner put them in a baby trolley...

so easy to push around, then letting them run around...the road is that hygiene mahhhh....rihgt?

so clean and neatmy home after dusting...hahaha

CNY dust away all dust...so clean my home :"

Who is the mother of the baby and who look's more like Nai Mah???

Nai Mah actual mother..me only imitator woa ahaha..

Loke-Loke looking and following me whenever i walk in the home... Evon, new born baby boy...taken in my own home, notice

my 2 ladies of the house??? CURIOUS/???

My daughter...no lah , is my friend daughter came to my house on

Sunday.

One of Jonker Cafe...........

Our puppy's became Star in Jonker Street Malacca! So mANY people took pics with them..ask for my permission of course..but some just snap..

When looking at my pics , I realize i have put on a lot! of weight :( some pics i took today and a week ago...just have the urge to snap ...around the home inside..a feeling of appreciation of what i already have, then yearning for things I dreaming to have more...

All in our hands

Chinse New Year..Sing Nien, i learned and still learning to improve my life each and every day and most thankful to God that I'm still healthy and living through HIS blessing in grace. We always says hope for a better year..i hope i will be a better me instead for this year..is time i reminisce about the events that occurred throughout 2010..it is not wrong to hope for a better year ahead, it would also be great if one decides to be in control of whether they have a good year or not.

When i think of the past, I always seems to forget all the bad things that have happened. I guess i just programed to not keep sad experiences f

or long in my mind but as a lesson instead...after all is all past....as i believe the universe is not going to give us a good life, if i don't start to be better me( you), to be more grateful and be more positive. Most of the things in life are how we perceive them. Simple things- like whether we like a song, whether we like the food - are all up to us...one of the factors that lead to confidence is perception.

The summary of perception is that if someone offers you an insult, remember that it's only that one person's opinion. In truth, we have to make our own meaning of things. We decide if we are confident, we decide the way our life turns out. We don't need the world to tell us who we are, we decide who we are. We choose to be the positive one when times are gloomy, we choose to be happy.

However, saying that and doing that are two different things, and that is why my prayer for the new year is that I will have the ability to do that.To stay independent of things around me, and Jesus and me be the marker of my own life. I guess what I'm trying to say is that it's all in the mind. We control our mood, we shouldn't just react to life. So...not only to hope for a better year but most important a better me (you).