unfortunately the antenna is not fix yet..using indoor receiver, not really clear:(
especially inside the home...yesssss
"Happiness comes from within, by the way you relate to what you have, not from your actual possesions".
'' YING LIU TREE''
''ZOE....GIRL , WISH EVERYONE A HAPPY AND ABUNDANCE CNY'' 

Here are some of my master piece deco from me....hope will give some light up during the coming CNY....simple decoration for the CNY :-) ....mmm i have resolution for this year...that is be happy with wat i have , let go the unhappy things that took place in 2009...move forward with confidence and filled up the heart with gratitude to GOD with all that HE have BlesS! in my life :- ) '' SING NIEN KUAI LEH !'' to everyone that drop by my blog :- )




The Vegetarian Shop
You know, Buddhism teach people not to kill any living beings, including the chicken you eat. Last time I thought that vegetarian shops are doing a great deed because they ask us to eat vegetables so we don’t need to kill animals.At first glance, it looks like a good deed. But when I look deeper, I notice that YES, they don’t kill animals anymore. BUT, they are now upgrade they “bad deed” by killing human beings! The so-called healthy vegetarian food they cooked are mostly junk food/toxins. They are mostly deep fried and oily. I can’t even see how it can be termed as ‘healthy’. And I think killing human is WORST than killing animals. Making people sicked are a bigger sin than eating meat!

The purpose of Investment
Many people when ask why they invest… the first answer is to earn money. Yes, many of the advisor or instructor when given speech on investment, the answer is “Making Money”. Is that so simple?
Few years ago, there’s an old man migrate to America, he told that live was boring at there. As he didn’t know English, didn’t know how to drive, life was no meaning until he meat a man who told him to invest in Stock Market.
This eighty years old man, start to invest part of his money, about 100 thousand in stock market. After he bought the stock, his life being to change, first, he started to read news paper. He subscribed to 3 news paper and began to search for dictionary on the word which he didn’t understand. After 3 years, his English standard had improved a lot! Beside, he start to listen to TV news in order not to miss out any important news. This had improved his English literacy as well.
The strange thing was the hearing problem also being cured after these days of listen to TV news. The gastric problem also improved a lot and now he need to take one big bowl of rice for each meal. At night, like student doing home work, he will perform chat drawing, study PE ratio, read company’s Financial Report and perform analysis.
At last, someone ask, after so many year of investing, how much money did he earn? He say, he still in the learning stage… after so many year, he lost 2 thousand. He further explained that he learn so many thing and feel live full of meaning. This happiness if can buy with 2 thousand, then losing 2 thousand was not a problem anymore.
As investor, do you still think the purpose for investment is “making Money”? The main reason for investing should be enjoy live and increase value of it. Of course, if you can obtain both, then you are the most Happy Person in the world!
... God never promise sky will always blue!



and gathering ...my friend and I went to the market today..she asked me whether i would like to try her cooking or not..Thai!!! Ulam...NAM CHOK...Wowww! what is that ! huh?..as me from southern Malaysia, people here normally don't learn much about Thai Cuisine..
She really put sooo much effort to prepared this NAM CHOK...tumbuk( pounding all the gravy ingredients..) poor woman!..mnn i do help a little but i totally no idea what is it the next step..so much work and step to prepare this food..huh!...But , finally here we are..hubby came back at the right time sitting and enjoying together...SEDAP!NYA...taste mmmm ! thumbs! up up...see in the picture lol...taste good ..you know..first time in my life eating this Nam Chok...we all have a great time talking and sharing :~)
I personally felt is good ...is so nice to do this..pull us so much closer that way...whether friends or family members...ya.




recently alot of news have create a lot of unnecessary or should i say propaganda rumours to make the people /public confused. Even the banker is telling me that is not a money guarantee fund ....when i went to the bank, i asked them to gave me the master prospectus of AS 1M...they told me is not their right to give me a copy ..but they keep telling everyone not to invest in AS 1M, one of the clerk there secretly told me that somehow with the recent PNB launch of various fund for the public which back up by the government...money in the bank getting drier!...i smile...to them...:-)
For me personally, I will grab this opportunity to invest in this fund. As the economy of the world is so unpredictable and i cant take shock as well... to me having cash in hand is better . Amanah Saham 1Malaysia is the best at this moment to me, as i see no reason not to invest in it, fixed price fund- meaning no maturity date requirement like other unit trust fund, the money put in is backed up in safe oven.. with a fixed price at all time - buying & selling...just wait for the dividend announce...if i need cash i can just withdraw at any time without losing out any of my capital as they is no penalty for withdrawing...Thanks God ...for this..Hope that our Prime Minister make good use of the fund as well helping our country to move forward ... in return for a good dividend pay out on the next September 2010!!!


The Source of a Changed Life
By Josh McDowell
Email article to a friend
I longed to be happy. I wanted to be one of the happiest people in the entire world. I also desired meaning in life. I was looking for answers to the questions:
"Who am I?"
"Why in the world am I here?"
"Where am I going?"
More than that, I also longed to be free. I wanted to be one of the freest people in the whole world. Freedom to me was not simply doing what you want to do--anyone can do that. Freedom, for me, meant having the power to do what you know you ought to do. Most people know what they ought to do but don't have the power to do it.
So I started looking for answers. It seemed that almost everyone was into some sort of religion, so I did the obvious thing and went to church. I must have hit the wrong church, though, because it only made me feel worse. I went to church morning, noon and night, but it didn't help. I'm very practical, and when something doesn't work, I chuck it. So, I gave up religion.
I began to wonder if prestige was the answer. Being a leader, accepting some cause, giving yourself to it, and being popular might do it, I thought. At the university I attended, the student leaders held the purse strings and threw their weight around. So I ran for freshman class president and got elected. It was great having everyone know me, making the decisions, and spending the university's money to get speakers I wanted. It was great, but it wore off like everything else I had tried. I would wake up Monday morning (usually with a headache because of the night before) and my attitude was, "Well, here goes another five days." I endured Monday through Friday. Happiness revolved around three nights a week--Friday, Saturday and Sunday. Then the vicious cycle began all over again.
I suspect that few people in the universities of this country were more sincere about trying to find meaning, truth, and purpose in life than I was.
During that time I noticed a small group of people--eight students and two faculty members. There was something different about their lives. They seemed to know why they believed what they believed. They also seemed to know where they were going.
The people I began to notice didn't just talk about love--they got involved. They seemed to be riding above the circumstances of university life. While everyone else seemed under the pile, they appeared to have a content, peaceful state about them that wasn't driven by circumstances. They appeared to possess an inner, constant source of joy. They were disgustingly happy. They had something I didn't have.
Like the average student, when somebody had something I didn't have, I wanted it. So, I decided to make friends with these intriguing people. Two weeks after that decision we were all sitting around a table in the student union--six students and two faculty members. The conversation started to get around to God.
They were bothering me, so finally I looked over at one of the students, a good-looking woman (I used to think all Christians were ugly); and I leaned back in my chair (I didn't want the others to think I was interested) and I said, "Tell me, what changed your lives? Why are your lives so different from the others on campus?"
That young woman must have had a lot of conviction. She looked me straight in the eye and said two words I never thought I'd hear as part of a solution in a university: "Jesus Christ."
I said, "Oh, for God's sake, don't give me that garbage. I'm fed up with religion. I'm fed up with the church. I'm fed up with the Bible. Don't give me that garbage about religion."
She shot back, "Hey, I didn't say religion, I said Jesus Christ." She pointed out something I'd never known before: Christianity is not a religion. Religion is when human beings try to work their way to God through good works; Christianity is God coming to men and women through Jesus Christ to offer a relationship with himself.
There are probably more people in universities with misconceptions about Christianity than anywhere else in the world. Some time ago I met a teaching assistant who remarked in a graduate seminar that "anyone who walks into a church becomes a Christian." I replied, "Does walking into a garage make you a car?" I was told that a Christian is somebody who genuinely believes in Christ.
As I considered Christianity, my new friends challenged me intellectually to examine Jesus' life. I found out that Buddha, Mohammed and Confucius never claimed to be God, but Jesus did. My friends asked me to look over the evidence for Jesus' deity. They were convinced that Jesus was God in human form who died on the cross for the sins of mankind, that he was buried, that he arose three days later, and that he could change a person's life today.
I thought this was a farce. In fact, I thought most Christians were walking idiots. I'd met some. I used to wait for a Christian to speak up in the classroom so I could tear him or her up one side and down the other, and beat the professor to the punch. I imagined that if a Christian had a brain cell it would die of loneliness. I didn't know any better.
But these people challenged me over and over. Finally, I accepted their challenge. I did it out of pride to refute them, thinking there were no facts. I assumed there wasn't any evidence a person could evaluate.
After many months of study, my mind came to the conclusion that Jesus Christ must have been who he claimed to be. That presented quite a problem. My mind told me all this was true but my will was pulling me in another direction.
I discovered that becoming a Christian was rather ego-shattering. Jesus Christ made a direct challenge to my will to trust him. Let me paraphrase him. "Look! I have been standing at the door and I am constantly knocking. If anyone hears me calling him and opens the door, I will come in" (Revelation 3:20). I didn't care if Christ did walk on water or turn water into wine, I didn't want any party-pooper around. I couldn't think of a faster way to ruin a good time. So here my mind was telling me Christianity was true and my will was running away.
Whenever I was around those enthusiastic Christians, the conflict would begin. If you've ever been around happy people when you're miserable, you understand how they can bug you. They would be so happy and I would be so miserable that I'd literally get up and run right out of the student union. It came to the point where I'd go to bed at ten at night, and I wouldn't get to sleep until four in the morning. I knew I had to get it off my mind before I went out of my mind! Finally my head and my heart connected on December 19, 1959, at 8:30 p.m. during my second year at the university--I became a Christian.
That night I prayed four things to establish a relationship with Jesus Christ which has since transformed my life. First, I said, "Lord Jesus, thank you for dying on the cross for me." Second, I said, "I confess those things in my life that aren't pleasing to you and ask you to forgive me and cleanse me." Third, I said, "Right now, in the best way I know how, I open the door of my heart and life and trust you as my Saviour and Lord. Take control of my life. Change me from the inside out. Make me the type of person you created me to be." The last thing I prayed was, "Thank you for coming into my life by faith." It was a faith based not upon ignorance but upon the evidence of history and God's Word.
I'm sure you've heard various religious people talking about their personal bolt-of-lightning experience. Well, after I prayed, nothing happened. I mean nothing. And I still didn't sprout wings. In fact, after I made that decision, I felt worse. I literally felt I was going to vomit. Oh, no, I thought, what did you get sucked into now? I really felt I'd gone off the deep end (and I'm sure some people think I did!).
But in six months to a year-and-a-half, I found out that I hadn't gone off the deep end. My life was changed. I was once in a debate with the head of the history department at a Midwestern university, and I said my life had been changed. He interrupted me with "McDowell, are you trying to tell us that God really changed your life in the 20th century? What areas?" After 45 minutes he said, "OK, that's enough." Let me tell you a few of the things I told him and the audience that day.
One area God changed was my restlessness. I always had to be occupied. I'd walk across the campus and my mind was like a whirlwind with conflicts bouncing around the walls. I'd sit down and try to study, but I couldn't. A few months after I made that decision for Christ, a kind of mental peace developed. Don't misunderstand. I'm not talking about the absence of conflict. What I found in this relationship with Jesus wasn't absence of conflict but the ability to cope with it. I wouldn't trade that for anything in the world.
Another area that started to change was my bad temper. I used to blow my stack if somebody just looked at me cross-eyed. I still have the scars from almost killing a guy my first year at university. My temper was such a part of me that I didn't try to consciously change it. I arrived at the crisis of losing my temper only to find it was gone! Only once in 14 years have I exploded (and when I blew it that time, I made up for it for about six years!).
There's another area of which I'm not proud. But I mention it because a lot of people need to have the same change in their lives, and I found the source of change: a relationship with Jesus Christ. That area is hatred. I had a lot of hatred in my life. It wasn't something outwardly manifested, but there was a kind of inward grinding. I was ticked off with people, with things, with issues.
But I hated one man more than anyone else in the world: my father. I hated his guts. To me he was the town alcoholic. Everybody knew my dad was a drunk. My friends would make jokes about my father staggering around downtown. They didn't think it bothered me. I was like other people--laughing on the outside. But let me tell you, I was crying on the inside. There were times I'd go out in the barn and see my mother beaten so badly she couldn't get up, lying in the manure behind the cows. When we had friends over, I would take my father out, tie him up in the barn, and park the car around the silo. We would tell our friends he'd had to go somewhere. I don't think anyone could have hated anyone more than I hated my father.
After I made that decision for Christ, he entered my life and his love was so strong that he took the hatred and turned it upside down. I was able to look my father squarely in the eyes and say, "Dad, I love you." And I really meant it. After some of the things I'd done, that shook him up.
When I transferred to a private university I was in a serious car accident. With my neck in traction, I was taken home. I'll never forget my father coming into my room. He asked me, "Son, how can you love a father like me?" I said, "Dad, six months ago I despised you." Then I shared with my dad the conclusions I had come to about Christ: "Dad, I let Jesus Christ come into my life. I can't explain it completely, but as a result of that relationship I've found the capacity to love and accept not only you but other people just the way they are."
Forty-five minutes later one of the greatest thrills of my life occurred. Somebody in my own family, someone who knew me so well I couldn't pull the wool over his eyes, said to me, "Son, if God can do in my life what I've seen him do in yours, then I want to give him the opportunity." Right there my father prayed with me and trusted Christ for the forgiveness of his sins.
Usually the changes take place over several days, weeks, months, or even a year. The life of my father was changed right before my eyes. It was as if somebody reached down and turned on a light bulb. I've never seen such a rapid change before or since. My father touched whiskey only once after that. He got it as far as his lips and that was it. I've come to one conclusion. A relationship with Jesus Christ changes lives.
You can laugh at Christianity. You can mock and ridicule it. But it works. It changes lives. If you trust Christ, start watching your attitudes and actions because Jesus Christ is in the business of changing lives.
But Christianity is not something you can shove down somebody's throat. All I can do is tell you what I've learnt. After that, it's your decision.
Perhaps the prayer I prayed will help you: "Lord Jesus, I need you. Thank you for dying on the cross for me. Forgive me and cleanse me. Right at this moment I trust you as Saviour and Lord. Make me the type of person you created me to be. In Christ's name. Amen."
now look how beautiful she is and lively!!





Well i think the most happy time is not on collection - the nice wallet, but hubby and me ..we both really have a great time later at Sebana Resort- we have the most wonderful lunch ...talking..laughing..joking..discussion..a cold cold beer accompany with fantastic STEAK! lunch for both of us, i love the environment cosy and windy ...nice view..best of all the friendly and polite service from all the staff of SEBANA resort...who is the management ? very well managed indeed!...oh ya..the captain even offer us a geruga security to take care of Zoe in the lounge room, while we having our lunch. To me , this i a blessing from God indeed, we will book a night stay there on weekend ..in the near future.`````````````````````````````````````````````````````````````````````````
what A GRAB!...so a little here and there people put their money in huh?...sukuk bond, ASM and ASW 2020, while i was waiting for my no in the post office near by my place for the ASM 2020. a Chinese lady was before me...she complaint to me saying that the post officer told her that she cant subscribe this bond for her son, she and her husband have subscribed anyway, she is not satisfied with the rejection...she told the post officer that she need to lodge a report cos is still so early why she cant buy this bond for her son...then later the officer allowed her to buy!..mmmm Wat a world now...me and hubby buy a little in this fund, capital protected and dividend rate will be better then putting in FD anyway, hassle free..don't need to worry( God Bless).
Amanah Saham Wawasan 2020 (ASW 2020) Dividend Rate Since year 1999Year
Dividend
2008 - 7.00
2007 - 8.00
2006 - 6.80
2005 - 7.10
2004 - 7.00
2003 - 6.60
2002 - 7.25
2001 - 7.25
2000 - 8.80
1999 - 10.20
For those who had successed subscribe to this time ASW 2020, do wait for coming August dividend declaration date and see whether you are satisfy with the dividend rate.
Recently our government seems to offer a few options to the public, to fight against the inflation and also the heartache FD rate offer from all the banks!...first the sukuk bond fund which guaranteed a 5% pa return - definitely... Well ...and next is ASM!..hopefully will be better then the FD too.....since this is announce by our new prime minister !!! right? i heard that the fund been sold off !!! really? woaaaa! so many loaded Chines, chinese quota was fully taken up in just 1.5 days. RM999 million is able to be collected in such a short time really amazes me.e out there huhh?? don't look like recession?? oh ...simpan untuk hari hujan...ya . ..Reserved fund for future ....mnnn i think I'm not going to miss the next one coming soon on the 27th of this month...ASW2020 , put a little too ya, that means bye bye to all my FD! hehehe!!! since i did not play share's now....
) Dividend Rate Since year 2001
Year Dividend
2009 - 6.25
2008 - 7.80
2007 - 6.80
2006 - 6.75
2005 - 7.20
2004 - 7.00
2003 - 6.60
2002 - 7.00
2001 - 7.80









Today i happen to sit beside this taxi driver in the church service, he is not yet a christian yet but he was preached gospel by some of the church member somehow they get to know him after he got so many stab and CUT! by a young and decent looking Chinese robber whom pretended to stop his taxi standing on the road side, the moment this young robber open the taxi door he immediately stab this poor taxi driver heart, causing him bleeding and luckily the stab just a few mm! away from penetrating to the taxi driver heart organ, happen that he kept some coins on his pocket..Thanks God the coins somehow save his life too. But the robber did not give up, after stabbing the taxi man , the robber asked him for RM 200 bucks , the taxi man did not have the amount of money and tried to escape by pulling the brake functions but unfortunately the taxi man was stabbed and cut seriously all over his arms!!!...jessss!!! really inhuman!!!! too cruel ! beware everyone when someone try to stop yr CaR!!! ...Nowadays the robber majority are INHUMAN!!! WORSE THEN WILD ANIMAL!!!!!!!! they will hurt you badly no matter what even before they get the money from YOU!..they hunt their target. Just see yourself ..the pictures of the poor victim, now he cant drive his taxi as he told me and worse he told me this is not the first time he got robbed ..the first time he got rob a year ago ,the robber stab hard on his stomach from the back sit and strangle him , this taxi man intestine also came out, according to him the 1st robber is a Malay and the recent 2ND one is a Chinese young chap!! decent look some more!!!! PHUEH!!! Devil!...hubby and me advised him to changed job when he recover some day, anyway his wife is a stayed home housewife..i think now they are going to face some financial difficulty. ..mnnnn .He told me he doesnt know what job he can do ...can anyone help him???.. pls leav yr contact to me K. Thank you.
