
see issit nice? huhuhu..
"Happiness comes from within, by the way you relate to what you have, not from your actual possesions".
nail colour just bought it recently, is nice color isn't it? I keep them inside my fridge so that the color is more smooth when I apply on my nails each time. But i just cant find the time to paint! errrr!! Have to cook some soup today since been quite sometime we did not have soup at home and also our usual mother sesame kampung chicken fry ginger and bitter gourd.
Today the roof material for my apartment finally arrived early this morning, we going to add an air ventilation fan on the roof as well as heat proof layer on the new roof!....fianally!..when the roof stop leaking..better feng shui for Chinese new year right? that is feng shui believer's anyway...; but so far even it has been dripping water into my house ..still we are in good feng shui!..because God Bless!Amen. Hope after this can do some renovation in my house...as well my master room ....hahaha..so happy today!Is worth paying for the maintenance fees come to think about it ...so see now i dont have to pay a penny for the new roof.
Ingredients:-
1) Fu Chuk ( soya bean milk)-2-3 small packt
2) Pak kor ( in hakka or cantonese/ dialect)-40
3) eggs-3
4) Rock Sugar- 1 packet
5) barli ( yee mee)
Cook the barli in a pot , add full water..boil for 35 min
take out the barli from the water ..we just want the barli water..( dont want the barli)
add fu chuk in , rock sugar and pak kor cook for 12 min in the barli water
Finally - just beat the eggs in a bowl to fine, then pour slowly while stir a little with a spoon- off the fire fast...IS READY!..
Good for lungs/skin and taste good!
When the price of petrol in Malaysia was hiked by 41% by 78 sen from RM1.92 to RM2.70 a litre, the price of world crude oil was around US$140 per barrel.
World oil prices have plummeted to a one-year low below US$78 a barrel, but the price of petrol is RM2.45 or reduced by a mere 25 sen in two reductions.
This is clearly unacceptable and the situation is not made any more palatable with the statement yesterday by the Minister for Domestic Trade and Consumers Affairs Datuk Seri Shahrir Samad of the possibility that the price of petrol reverting to the old price of RM1.92 a litre if world crude oil price continues to dip below US$72 per barrel.
What Malaysians want is immediate action!!!....rich guy!!!
Bailout passed, but crisis worsens
GLOBAL TRENDSBy MARTIN KHOR
The Star 4 Oct 2008After high drama, the US Congress finally passed a bailout package aimed at preventing an economic disaster. But the financial and economic crisis actually worsened last week.
LAST Thursday the US$700bil (RM2.4tril) bailout plan was finally approved by the US House of Representatives and signed into law by President George Bush.
This was after much drama. The Bill was originally rejected by the House because of intense pressure from the public who are outraged that the banking fat cats are being bailed out by taxpayers while house buyers are not, and many are losing their homes through mortgage defaults.
After a minor touch up, both the Senate and the House passed the Bill, because they were told that the US economy would be vaporised if the bailout did not take place. Under the scheme, the government can buy up to US$700bil of “toxic securities” from the banks, so that their balance sheets can improve and they can lend again.
Despite the adoption of the US bailout plan, the crisis of the Western economies worsened last week.
Firstly, more data showed the “real economy” is sinking. The loss of jobs hit a five-year high in the US, while more major European economies have slipped into recession, which will deepen in future. A survey of manufacturers showed falling orders throughout the developed world.
Secondly, the prices of oil and many commodities have fallen sharply, due to speculative forces and the fall in demand, heralding the end of the commodities boom. Developing countries like Malaysia will be affected through reduced export earnings.
Thirdly
Fourthly, the credit crunch has really worsened in that banks and companies are now largely unable to get loans from the money market, in which banks lend to one another.
This, in turn, means that the banks are reducing loans to consumers and businesses (thus worsening the recession) while companies could face financial problems as well as cut their investments.
The credit crunch is taking place in various financial markets. The money market has been largely frozen as the banks fear that other banks may be having problems. As a result, the cost of borrowing has shot up to record levels.
Although the central banks have pumped hundreds of billions of euros of loans to banks to make up for the scarcity in the money market, many banks are still short of funds.
The inability to borrow funds has contributed to the insolvency of the banks that had to be rescued. We can expect more banks going under in Europe.
Then there are the money market funds that provide short-term loans known as commercial paper (CP) to companies. There is now a virtual freeze in this market, with even top companies like General Electric and AT&T unable to tap it.
In three weeks, US$200bil (RM696bil) was taken out of the CP market, and last week alone the amount lent to companies fell US$95bil (RM330bil).
A market strategist was quoted by Financial Times as saying that there is no area in the credit markets or banking system where companies are raising money, an unbelievable situation. This is problematic as the CP market is where companies go to raise working capital to produce goods and services.
Fifthly, more problems are on the near horizon. For example, the US$54,000bil (RM188tril) credit derivatives market is facing a big test this month as contracts of defaulted derivatives on failed companies like Fannie Mae, Freddie Mac and Lehman Brothers are due for settlement.
This could result in billions of dollars of losses for insurance companies and banks that offered credit insurance, according to the Financial Times.
For example, Lehman’s bonds have been trading at 15 to 19 cents (RM0.52 to RM0.66) on the dollar. Thus investors who gave out protection (insuring that Lehman would not default) will have to pay out 81 to 85 cents (RM2.82 to RM2.95) on the dollar.
The credit derivatives market is not only huge in value but also complex in inter-relationships between institutions and counter-parties. A problem there can have wide repercussions.
Finally, the crisis has so far been focused on the developed countries, but some developing countries like Brazil are already reporting that they are being affected financially.
Moreover, the weakening of the US and European economies will affect the exports of the developing world, as the fall in commodity prices already show.
The US bailout package may help restore some confidence in the markets for a short while, but as the crisis continues to unfold, there will be more shocks and many problems ahead.
is a custom to us already, as every year I will enjoy a nice and tasty meal at my sister place during Raya everytime. We will have ketupat , lemang, rendang beef, sweet sour chicken..serondeng..sweet desert and cookies ext.Today really happy talking to them..we jokes and laugh through out the time there at my sister house:-) ai yah! laugh laugh laugh forgot to take pictures ehhhh!
whether is renting a room or ....this is waht i finally found out...Recently she came to me for help, asking me for assistance to get a room and according to what she told me is that the owner of the present place she staying having conflict with her..bla bla bla and what i found out is the problem she is facing start from herself. I got her a room.. a wonderful room i would said , is a master bed room with bathroom inside...is my 3rd brother apartment, now what is...even a man cant stand her, the moment she knew she got a good deal for RM 200 for that master room because she is my sister old friend.. sister, she request to use my brother things like..TV, FRIDGE and cooking stove which my brother felt something ....my bro said to me that she is greedy! and decided not to rent to her unless she know her stand...200 rm for the whole house it seems , that is too much. Later when i told her what my bro think she immediately said is fine she wont meddle with other things.....what do you think of this woman....? uhmmm...i think she like to take advantage of others. See whenever an unpleasant situation happen in our life...first ask yourself..that is common sense ok.
Today our roof project contractor worker fall from 5Th floor to the ground and die after 8 min, after fall to the ground with his head crack seriously and both leg& hand broken! he is a Sarawakian, 30 years of age and came all the way here to Johor just in order to get a better pay but sometimes is not necessary good returned but lost his life, I felt so pity and sad to heard this news this noon...our management is cruel!!! always make our contractor suffer and set all the cruel rules to them not only that always make things hard for them! I hope this people get retribution one day! May God bless his soul... in Jesus name, amen.